A government backed scheme


313 Commercial is proud to have created a partnership with Transmit Startups to offer the Start Up Loans scheme to UK entrepreneurs. Start Up Loans is a government back backed initiative that provides repayable loans of varying sizes to individuals in the UK who have a viable business idea but no access to finance. The scheme also offers advice and mentoring to the individuals to give their business the best chance of succeeding.

Get in touch to find out more! We will help you through the application process, provide guidance on creating a business plan and outline common mistakes that you should try to avoid. There are no fees charges for obtaining a Start Up Loan or any of the services associated with it.

So, what is a Start Up Loan?


A Start Up Loan is a personal loan for business purposes. We lend to applicants who are 18 years or older at the time of application. Individuals can only receive one loan, however more than one partner in a business can apply for a Start Up Loan. Please note that you will be credit checked as part of your application. You must be aged 18 or over and based in the UK. The loans are unsecured personal loans but can only be used for business purposes

Am I able to apply for a Start Up Loan?

If you can answer yes to these 3 statements then you are eligible to apply:

  • I am aged 18 or over
  • I live in the United Kingdom
  • My business is not yet trading or is less than 2 years old

Our Services

We are a one stop shop for all of your business and commercial finance needs. We can offer help and advice for a wide range of queries, such as property development, new business loans and factoring. Find a full list of our services below.


Loan Calculator

Use our loan and mortgage calculator to quickly get an estimated idea of what you will owe when taking out a specific loan or mortgage. Please note that the results generated from our calculators are estimates only.


An initial consultation with us is completely complimentary and can be done without having to leave you own home.

Please use the enquiry form to request yours today!

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    Team 313.

    Friendly, Knowledgeable and Experienced - Meet the people that make up 313 Commercial, and learn what makes them the business-finance experts!

    Paul Gray

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