Business Loans

We specialise in finding flexible finance loans that can be customised to suit your specific needs. We are passionate about helping businesses around the UK to achieve their full potential, which is why we will go above and beyond to provide advice and assistance wherever we can. Speak to us today to hear about the many ways we can help.


Merchant Cash Advance

A flexible alternative to a regular bank loan, that offers no APR or fixed-monthly payments. The benefit of a cash advance is that repayments are based on how much you transact through your card terminal each month. This means that on months where sales are lower, you will repay less.

Speak to us today for a free, no obligation chat. We will establish whether you quality for a Merchant Cash Advance and provide advice on the next steps to take.

Revolving Credit Facilities

A revolving loan allows the borrower to withdraw funds, repay them, and then withdraw them again. This is an excellent way to have access to an extra stream of credit without having to apply for a loan every time. A benefit of revolving credit facilities is that interest is only paid while the money has been used, so if it is all paid back there is no interest until some money is spent again.

Get in touch to find out more.

Our Services

We are a one stop shop for all of your business and commercial finance needs. We can offer help and advice for a wide range of queries, such as property development, new business loans and factoring. Find a full list of our services below.


Loan Calculator

Use our loan and mortgage calculator to quickly get an estimated idea of what you will owe when taking out a specific loan or mortgage. Please note that the results generated from our calculators are estimates only.


An initial consultation with us is completely complimentary and can be done without having to leave you own home.

Please use the enquiry form to request yours today!

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    Team 313.

    Friendly, Knowledgeable and Experienced - Meet the people that make up 313 Commercial, and learn what makes them the business-finance experts!

    Paul Gray

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